Thanks to the social security system that we have in Spain, we can “get sick in peace” as far as the economic aspect is concerned. Each worker contributes a small percentage of their salary to be able to collect part of their salary when we cannot work due to an illness. In this article you will know them all.
The temporary disability is what we all know as sick leave or simply “low”. As its name suggests, it is the one that is initially requested when we are temporarily ill. To request temporary disability, you must go to your family doctor, and if the disease requires it, he will grant you the TI so that you can recover at home.
To collect the IT, you must previously be registered as a social security worker. This type of disability can be extended to a maximum of 18 months (12 + 6 months extendable). After this time, the National Institute of Social Security will summon you before a medical court, which will assess your state of health.
While you are discharged, your contract is temporarily suspended, so it will later be extended as long as necessary. In addition, you will be entitled to an economic subsidy equal to 60% (first 21 days) or 75% (21 days onwards or professional illness / work accident) of the regulatory base of your salary.
Types of permanent work disabilities
If the medical court considers that, after the time that has elapsed during the temporary disability, your health problems have not been solved, it means that you are a candidate to receive a permanent disability . Within this type of disability, there are different ranges depending on the severity of our disease.
- Partial disability: partial disability corresponds to the situation of a degree of physical or mental decline less than 33%. This entitles you to a single payment economic compensation equal to 24 monthly payments of the regulatory base. To receive it, you must have at least 1800 days of contributions during the last 10 years. In addition, you will be able to develop your usual work profession, since your health problems should not prevent you from carrying out its fundamental tasks.
- I total permanent ncapacidad: talk of total permanent capacity when health problems prevent habitual exercise their profession. However, you will be able to exercise another type of profession that allows your disability. Furthermore, if the conditions are met, the worker is entitled to a lifetime benefit equal to 55% of the regulatory base.
- Absolute permanent disability: if the consequences of your illness prevent you from working in any type of job, you will receive absolute permanent disability. This type of disability entitles you to a benefit equal to 100% of your gross salary. In addition, it is possible to make this compatible with adapted work, such as the sale of coupons from the ONCE (under prior notice to INSS).
- Great disability: if a person has absolute permanent disability and requires the help of a third person to perform their vital tasks, this is called Great Invalidity (GI). In addition to the benefit mentioned above, you will be entitled to extra compensation equal to 45% of the interprofessional salary.
As you have seen throughout the article, the different types of existing work disabilities vary according to the characteristics and reasons for the absence from work. It is important that you know all of them so that you can identify which is the most appropriate for your situation. If you have doubts about which type may be the one that best suits your state of health, it is best that you consult a lawyer who specializes in these types of issues.